Financial advice in Cornwall

A Secured Financial Future

Our relationships with clients span decades. The plans put in place now are not short term reactions to a volatile market, they are considered, long term plans with a view to a financially secure future. These plans take time to mature and come to fruition in the fullness of time. At Carlton Smith Financial Planning … Read more A Secured Financial Future

Growing Your Wealth

Our philosophy works on the basis that successful investing is considered to be a dynamic balance between strategy allocation and investment choice. Our Investment Philosophy In order to seek the best possible investment outcomes for our clients, Carlton Smith Financial Planning has taken on board one particular “golden rule” of investing – “I am more … Read more Growing Your Wealth

Protecting Your Wealth

Minimise threats to your estate and your business. Ensure your family receive what is rightfully theirs. We work with you to put measures in place which protect your business, your estate and your family from financial threats. Financial threats: Income tax Capital gains tax Inheritance tax Long term care Divorce We work closely with specialist … Read more Protecting Your Wealth

Tax Efficient

What is the single biggest expenditure you and your business will experience in your lifetime? For many the amount of tax paid throughout their lifetime far exceeds any other form of expenditure and for most it is an expenditure that can be reduced significantly. Strategic Planning It is easy to miss the big picture in … Read more Tax Efficient

Our Philosophy

You are at the centre of everything we do. We deliver totally effective wealth management for our clients, more than the sum of the parts. Our purpose is simple…investing for life. We believe that financial planning is about having the lifestyle you want today and maintaining it for all your tomorrows. We can provide you … Read more Our Philosophy

How much is enough?

The case of ‘How Much is Enough?’ Neil and Sue Builder worked hard, very hard. But then they enjoyed the lifestyle which they had created for themselves and their daughters Rebecca and Lucy. Neil was 45 and he had a plan – his own financial plan. Because Neil hated three things: His mortgage. Pensions. But … Read more How much is enough?

Are we there yet?

The Case of “Are We There Yet?” John and Sarah were nearly there, or so they thought. Trouble is they didn’t know where ‘there’ was. It all started one night when John, a Senior Pilot for a major long-haul airline, was flying over Outer Mongolia, on yet another quick turnaround flight and suddenly thought to … Read more Are we there yet?

Welcome

We provide you with everything you need to achieve your life’s aims. Partnering you for your lifelong, financial journey.

Our relationship begins with the creation of a lifestyle financial plan for those wanting to see what the future may look like.

We build your plan in collaboration with you, matching your financial arrangements to your objectives. Tailoring them to your specific requirements.

This plan is the blueprint for your financial future. We provide a highly personalised, bespoke service for clients, their families and businesses.

This makes us truly different

Check out our case studies here and see what our clients think of us too.