Our relationships with clients span decades.
The plans put in place now are not short term reactions to a volatile market, they are considered, long term plans with a view to a financially secure future. These plans take time to mature and come to fruition in the fullness of time.
At Carlton Smith Financial Planning Ltd we are able to take clients on a journey to allow them to look into the future and see what it might look like.
We have a three stage process that we offer clients:
- Lifestyle planning
- Financial planning
- Financial advice
Lifestyle Planning – Where am I now and where do I want to be?
We start by spending time getting to know you, to understand what makes you tick and where you want to be. We ask questions about your current lifestyle, questions about your desired lifestyle and find out your strengths and weaknesses.
This we call Lifestyle Planning and then we move onto Financial Planning.
Financial Planning – How much will my lifestyle cost me?
How can you develop a financial plan until you know how much your lifestyle will cost? We live in a world where very few of us have unlimited resources and we understand this. At Carlton Smith Financial Planning we have the specialist tools to allow you to see what your future lifestyle will cost and also look at the impact of different decisions you may make. See “our clients think we’re great”.
We help you to understand the actual cost of your future plans, allowing you to redirect money and resources to achieve your goals.
Independent Financial Advice – A means to an end.
Only when we have gone through the first two stages do we move to the last stage and select a solution to meet your needs. We don’t just look for the obvious solution, there are different solutions that fit many different needs, the value we offer is in looking at things differently for you and selecting a solution for your specific needs.
We don’t do predictable!